Carrier profile · USDOT 987046 · MC-418624 · Updated Jun 13, 2026

WM MICHAEL FRANKLIN

DBA ZEST TRUCKING

1 power unitsCHILLICOTHE, OH50/100
CARRIER ACTIVEMC-418624 ACTIVERATED SATISFACTORY
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 5 insurers · 0 lapsesInsurer churn
2001200820152022now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $750,000 · PROGRESSIVE PREFERRED INSURANCE CO. · since Jun 2017

All 6 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
NORTHLAND INSURANCE COMPANYAug 2006 → Jun 2017$750K1
CANAL INDEMNITY COMPANYAug 2004 → Aug 2006$750K4
NORTHLAND INSURANCE COMPANYOct 2003 → Aug 2004$750K2
GREAT WEST CASUALTY CO.Jun 2003 → Oct 2003$750K3
OOIDA RISK RETENTION GROUP, INC.Oct 2002 → Jun 2003$750K6
EMPIRE FIRE & MARINE INSURANCE CO.Nov 2001 → Oct 2002$750K2