Carrier profile · USDOT 281102 · MC-169646 · Updated Jun 13, 2026

BRUCE SCHWAGER

DBA J & H EXPRESS

1 power unitsSHERBURN, MN50/100

CARRIER ACTIVEMC-169646 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 3 insurers · 1 lapseCoverage lapse

Great West’88–’01

Northland’03–’11

Northland’13–now

1988199820082018now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · NORTHLAND INSURANCE COMPANY · since Mar 2021

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTHLAND INSURANCE COMPANY	Nov 2013 → Mar 2021	$750K	1
CANAL INSURANCE CO.	Nov 2011 → Nov 2013	$750K	7
NORTHLAND INSURANCE COMPANY	Nov 2003 → Nov 2011	$750K	3
GREAT WEST CASUALTY CO.	Jul 1988 → Dec 2001	$750K	3