Owner-operator
1 power units. Brokers price each fleet type apart.
DBA P & P ENTERPRISES
Load decision · FMCSA snapshot · 2026-06-13
Not enough federal record to assess. Verify authority and insurance directly.
Owner-operator
1 power units. Brokers price each fleet type apart.
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Awaiting VIN decode
25 yr unchanged
Same registration since 2000 — no chameleon / reincarnation signal.
Is JUDY PAYNE & JIM PAYNE safe to load? JUDY PAYNE & JIM PAYNE (USDOT 915904, MC-396297) is an inactive owner-operator motor carrier based in TELLICO PLAINS, TN, operating 1 power unit and 1 driver. Operating authority has been active 25 years (past the 24-month broker-confidence threshold). FMCSA has not assigned a safety rating. Vektor does not assign this carrier a safety score — there is not enough federal record to assess it. Verify authority and insurance directly. Source: FMCSA SAFER/MCMIS, last updated 2026-06-13.
JUDY PAYNE & JIM PAYNE's USDOT number is 915904, and its motor carrier number is MC-396297.
As of 2026-06-13, JUDY PAYNE & JIM PAYNE is inactive in the FMCSA register with common, contract, broker operating authority on file.
JUDY PAYNE & JIM PAYNE operates 1 power unit and 1 driver per its most recent MCS-150 filing.
JUDY PAYNE & JIM PAYNE is based in TELLICO PLAINS, TN.
Roadside inspections, BASICs & crash history
Out-of-service rate· trailing 24 months vs national benchmark
No roadside inspections on record.
Can they legally + adequately haul your load?
Operating authority· 49 CFR · per type
Operating authority
Insurance & bonds
Insurance continuity· insurer · policy · lapses
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| SAGAMORE INSURANCE COMPANY | Apr 2015 → Apr 2017 | $750k | 3 |
| NATIONAL CASUALTY COMPANY | Apr 2011 → Apr 2015 | $750k | 1 |
| GREAT AMERICAN ASSURANCE COMPANY | Apr 2008 → Apr 2011 | $750k | 2 |
| NORTHLAND INSURANCE COMPANY | Jan 2008 → Apr 2008 | $750k | 1 |
| CONTINENTAL CASUALTY CO. | Jan 2005 → Jan 2008 | $750k | 2 |
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | Jan 2004 → Mar 2005 | $750k | 2 |
| CANAL INSURANCE CO. | Jan 2003 → Jan 2004 | $750k | 1 |
| OOIDA RISK RETENTION GROUP, INC. | Jan 2001 → Jan 2003 | $750k | 2 |
VIN-decoded · NHTSA vPIC
Capacity· power units = haulable capacity; trailers are towed
Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.
Revealed by inspection density · 24 mo
Inspection density by state· each tile = a state · shade = inspections, last 24 mo
Affiliated entities & reincarnation signals · for review, not a verdict
Shares a registration email domain with other carriers
Shares a company officer with other carriers
FMCSA census + L&I dossier
Location
Contact
Registration
Fleet (self-reported · MCS-150)
Daily-captured FMCSA licensing & insurance changes — monitored by Vektor
Federal record activity· monitored daily by Vektor
No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.
Verified broker, shipper & driver reviews — moderated
Be the first broker or shipper to rate JUDY PAYNE & JIM PAYNE. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.
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