Authority & Insurance · Carrier profile · USDOT 1601876

CRISTOBAL C RAMIREZ

LOS BANOS, CA 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 7 insurers · 1 lapseCoverage lapse

Zurich American’10–’13

United Financial’13–’16

Plaza’16–’18

Watford’18–’22

American Summit’22–’26

2007201220172022now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · MT HAWLEY INSURANCE COMPANY · since Mar 2026

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AMERICAN SUMMIT INSURANCE COMPANY	Mar 2022 → Mar 2026	$750K	4
WATFORD INSURANCE COMPANY	Mar 2018 → Mar 2022	$750K	4
PLAZA INSURANCE COMPANY	Mar 2016 → Mar 2018	$750K	2
UNITED FINANCIAL CASUALTY COMPANY	Apr 2013 → Mar 2016	$750K	1
ZURICH AMERICAN INSURANCE COMPANY	Feb 2010 → Feb 2013	$750K	3
EMPIRE FIRE & MARINE INSURANCE CO.	Feb 2008 → Mar 2009	$750K	3
NATIONAL CONTINENTAL INSURANCE CO.	Feb 2007 → Feb 2008	$750K	3