DKDANIEL K STEPHENS 85

DANIEL K STEPHENS Operating Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability (required)Filed with FMCSA

CargoNone

Surety bond (BMC-84)None

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD · 7 insurers · 2 lapsesCoverage lapse

+7 earlier

Great West · 92–now

Carolina · 05–08

Progressive Northern · 11–13

19922013

A BIPD policy is currently in force per the filing history — request a COI to confirm before tendering.

10 insurer eras · collapsed from 23 filings

Insurer	Period	Limit	Renewals
PROGRESSIVE NORTHERN INSURANCE COMPANY	Jul 2011 → Jul 2013	$750k	4
CANAL INSURANCE CO.	Jul 2010 → Apr 2011	$750k	1
NORTHLAND INSURANCE COMPANY	Jul 2009 → Jul 2010	$750k	1
CAROLINA CASUALTY INSURANCE CO.	Jul 2008 → Jul 2008	$750k	2
SENTRY SELECT INSURANCE COMPANY	Jul 2008 → Jul 2009	$750k	1
CAROLINA CASUALTY INSURANCE CO.	Jul 2005 → Jul 2008	$750k	3
CANAL INSURANCE CO.	Jul 2004 → Jul 2005	$750k	1
CANAL INSURANCE CO.	May 2003 → Oct 2003	$750k	1
FIRST FINANCIAL INSURANCE CO.	Jul 2002 → Feb 2003	$750k	5
GREAT WEST CASUALTY CO.	Aug 1992 → current	$750k	4