Authority & Insurance · Carrier profile · USDOT 1253115

ERIC M OSMAN

WEST UNION, OH 100

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed · 4 insurers · 0 lapsesInsurer churn
2012201620202024now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE PREFERRED INSURANCE CO. · since Nov 2025

All 5 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
PROGRESSIVE PREFERRED INSURANCE CO.Nov 2024 → Nov 2025$1M1
BERKLEY CASUALTY COMPANYNov 2023 → Nov 2024$1M1
PROGRESSIVE PREFERRED INSURANCE CO.Nov 2018 → Nov 2023$1M1
NORTHLAND INSURANCE COMPANYNov 2013 → Nov 2018$1M4
ZURICH AMERICAN INSURANCE COMPANYNov 2012 → Nov 2013$1M1