Carrier profile · USDOT 2638730 · MC-919310 · Updated Jul 18, 2026

Finco Trucking Inc

81 power unitsavg 7 yrNational · 42 statesSCHAUMBURG, IL81/100
CARRIER ACTIVEMC-919310 ACTIVE

Safety

Roadside out-of-service rates versus the national benchmark, inspection and crash trends, decoded violation themes, and ELD / hours-of-service integrity — the full safety picture behind the verdict.

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 23.1%24-mo cumulative
050%nat'l 22.26%
Driver OOS 3.4%24-mo cumulative
030%nat'l 6.67%

Every inspection in the window pooled — 91 vehicle and 235 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

25.0% · latest 6-mo window▼ Falling

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Trending down 1.8 pts across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

228 inspections in the charted months · busiest month Mar '25 · 17

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Well-monitored
Under-inspected
Expected
Well-monitored
Heavily inspected
1.5 / unit·yr
thin signalabundant signal
Within the expected band for a 81-unit fleet — FMCSA has inspected this carrier often enough that the out-of-service and violation signals above are statistically trustworthy.
Registered power units
81
Inspections · 24 mo
235
Annualized
118 / yr
Coverage
1.5 inspections / unit · yr

BASIC categories· CSA SMS · Aug 2026

83%
Unsafe Driving
Vektor peer est.
70%
Hours-of-Service
Vektor peer est.
36%
Driver Fitness
Vektor peer est.
48%
Controlled Substances
Vektor peer est.
56%
Vehicle Maintenance
Vektor peer est.

Percentile = standing among same-exposure peers (higher = worse). FMCSA publishes percentiles for only some carriers (shown official); elsewhere we show a Vektor peer-percentile estimate, or the absolute SMS measure when there are too few inspections to rank.

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

  • 392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving114 · 2 OOS
  • 393.9 Inoperative required lampsVehicle Maintenance25 · 6 OOS
  • 395.24 ELD — record edits / dataHOS Compliance23 · 0 OOS
  • 395.8 Record of duty status (log / ELD) not current or missingHOS Compliance21 · 2 OOS
  • 393.75 Tires (defective / underinflated / worn)Vehicle Maintenance20 · 18 OOS
  • 393.45 Brake tubing / hose defectsVehicle Maintenance17 · 4 OOS
  • 392.22 Driving of commercial motor vehiclesUnsafe Driving15 · 0 OOS
  • 395.30 ELD — use / data transferHOS Compliance14 · 0 OOS
  • 393.47 Brake actuators / linings / componentsVehicle Maintenance13 · 2 OOS
  • 393.95 Emergency equipment (extinguisher, triangles)Vehicle Maintenance9 · 0 OOS

ELD & hours-of-service

74 hours-of-service / ELD violations on record · most recent May 14, 2026. FMCSA does not publish the ELD device brand; these are the carrier's logging-compliance signals.

42ELD device issues
10No log / no ELD
9False logs
9Drove over hours

11 ELD violations in the last 24 months. Falsified-log violations are a serious integrity flag.

Crash history· 25 total · 9 in 24 mo

25
Total crashes
9
In last 24 mo
1
Fatal
8
Injury
YearCrashesFatalInjuryTow
20263023
20255015
20242012
20234014
20224004
20211011
20203003
20192112
20181011
DateStateFatalitiesInjuriesTow-away
May 21, 2026CA00Yes
Apr 10, 2026IL01Yes
Feb 5, 2026TN01Yes
Nov 24, 2025TX01Yes
Oct 9, 2025WA00Yes
Apr 28, 2025NJ00Yes
Apr 17, 2025CO00Yes
Apr 7, 2025FL00Yes
Nov 18, 2024NY00Yes
Feb 2, 2024AR01Yes
Nov 15, 2023AZ00Yes
Sep 8, 2023TX01Yes
Aug 15, 2023GA00Yes
Jun 1, 2023IN00Yes
Dec 23, 2022WA00Yes
Jul 26, 2022DE00Yes
Apr 23, 2022ND00Yes
Mar 15, 2022IA00Yes
Dec 4, 2021ID01Yes
Sep 21, 2020NJ00Yes
Mar 1, 2020GA00Yes
Feb 19, 2020TX00Yes
Oct 30, 2019NY11Yes
Sep 9, 2019KY00Yes
Jan 30, 2018GA01Yes