Carrier profile · USDOT 2638730 · MC-919310 · Updated Jul 18, 2026

Finco Trucking Inc

81 power unitsavg 7 yrNational · 42 statesSCHAUMBURG, IL81/100

CARRIER ACTIVEMC-919310 ACTIVE

Observed fleet · trailing 24 mo daily

81Power units

97 observed · MCS-150

100Trailers seen

Decoded · vPIC

7.0Avg age (yr)

1997–2026 · vPIC

Call dispatch(847) 975-4793 Email dispatchnick@fincotrucking.com

Click to see how we scored it

Load decision · FMCSA snapshot · Jul 18, 2026

Review before loading

Operating, but with flags a broker should weigh before tendering freight.

Watch · 2

Vehicle out-of-service rate above average23.3% vs the 22.26% national average.Fatal crash on record1 crash(es) involving a fatality are on this carrier's record.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 11 yearsOperating authority has been on file since 2015.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo23.3%

▲ 22.26% nat'l

Crashes · fatal

9 in 24 mo

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$750K in force

FMCSA L&I

Vehicle OOS · 24-mo23.3%

▲ 22.26% nat'l

Crashes · fatal

9 in 24 mo

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Small fleet

81 power units. Brokers price each fleet type apart.

Fleet age vs peersTypical

7 yr

Model years 1997–2026 · peer benchmark unavailable.

Identity stabilityStable

11 yr unchanged

Same registration since 2015 — no chameleon / reincarnation signal.

Safety

236 inspections · 24 mo · vs national benchmarks

Out-of-service rate· 24-mo cumulative · vs national

Vehicle OOS 23.3%24-mo cumulative

050%nat'l 22.26%

Driver OOS 3.4%24-mo cumulative

030%nat'l 6.67%

Every inspection in the window pooled — 90 vehicle and 236 driver inspections over 24 months.

Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing

26.3% · latest 6-mo window▼ Falling

Share of vehicle-level roadside inspections in each trailing six-month window that resulted in a vehicle out-of-service order. Trending down 1.7 pts across the window. The national vehicle benchmark uses the same metric and is shown on the chart.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

227 inspections in the charted months · busiest month Mar '25 · 17

Vehicle-levelDriver-levelAny OOS

Monthly FMCSA roadside inspections across the 24 charted calendar months. Bars show level-qualified vehicle and driver populations; one inspection can qualify for both. The line shows inspections with any out-of-service result.

Inspection coverage· expected vs observed · the fraud signal

Inspection coverage

How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.

Well-monitored

Under-inspected

Expected

Well-monitored

Heavily inspected

≈1.5 / unit·yr

thin signalabundant signal

Within the expected band for a 81-unit fleet — FMCSA has inspected this carrier often enough that the out-of-service and violation signals above are statistically trustworthy.

Registered power units: 81
Inspections · 24 mo: 236
Annualized: ≈118 / yr
Coverage: ≈1.5 inspections / unit · yr

Violation themes· decoded · grouped by BASIC

What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.

392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving114 · 2 OOS
393.9 Inoperative required lampsVehicle Maintenance25 · 6 OOS
395.24 ELD — record edits / dataHOS Compliance23 · 0 OOS
395.8 Record of duty status (log / ELD) not current or missingHOS Compliance21 · 2 OOS
393.75 Tires (defective / underinflated / worn)Vehicle Maintenance20 · 18 OOS
393.45 Brake tubing / hose defectsVehicle Maintenance17 · 4 OOS
392.22 Driving of commercial motor vehiclesUnsafe Driving15 · 0 OOS
395.30 ELD — use / data transferHOS Compliance14 · 0 OOS
393.47 Brake actuators / linings / componentsVehicle Maintenance13 · 2 OOS
393.95 Emergency equipment (extinguisher, triangles)Vehicle Maintenance9 · 0 OOS

Explore full safety record — inspections, BASICs, crashes

Authority & Insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 4 insurers · 0 lapsesInsurer churn

Wesco’15–’17

Artisan Truckers’17–’18

National Continental’18–’20

Milford’20–now

2015201820212024now

Shorter eras are too brief to label at this scale — all 4 insurers are named in the list below.

BIPD in force — $750,000 · MILFORD CASUALTY INSURANCE COMPANY · since Jul 2025

All 4 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
MILFORD CASUALTY INSURANCE COMPANY	Jul 2020 → Jul 2025	$750K	5
NATIONAL CONTINENTAL INSURANCE CO.	Jul 2018 → Jul 2020	$750K	3
ARTISAN & TRUCKERS CASUALTY COMPANY	Jul 2017 → Jul 2018	$750K	2
WESCO INSURANCE COMPANY	Jul 2015 → Jul 2017	$750K	3

Explore full authority & insurance record

Equipment

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 81
Observed power (24 mo): 97
Trailers (towed): 100

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Fleet age· model years · decoded VINs

7.0 yr

Average age

2026

Newest model yr

1997

Oldest model yr

73.6%

VINs decoded

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & Lanes

Revealed by inspection density across 42 states · 24 mo

Operating footprint· revealed by roadside-inspection geography

Operating radiusNational

revealed

States observed

US states

Inspections · 24 mo

235

TN busiest

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

SCHAUMBURG, IL

1375 REMINGTON RD SUITE N

Top corridor

TN ⇄ IL

TN 15 · NM 13 · CA 12

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & Fraud

Affiliated entities & reincarnation signals · for review, not a verdict

Last 12 months: 8 trucks also ran under 6 other carriers

VINs inspected under this carrier were recently inspected under other USDOTs too — the active double-broker / shared-equipment signal: USDOT 3747641 USDOT 3765895 USDOT 3920810 USDOT 3420430 USDOT 896053 USDOT 2824860Some overlap is legitimate (leased or sold equipment); review alongside the other signals.

Show all-time history (93 trucks · 44 carriers)

Across all inspections on record: USDOT 2365562 USDOT 3041428 USDOT 3971594 USDOT 3706 USDOT 1009435 USDOT 3420430 USDOT 1895310 USDOT 3920810

Capacity consistency· registered vs roadside-observed power units

Registered (MCS-150)

Observed (24 mo)

Shared w/ other carriers

Registered and roadside-observed capacity are broadly consistent.

Explore the carrier network & VIN cross-links

Identity & Federal

FMCSA census + L&I dossier

Location

Physical address: 1375 REMINGTON RD SUITE N, SCHAUMBURG, IL, 60173
Operation: Interstate

Contact

Phone: (847) 975-4793
Email: nick@fincotrucking.com
Web domain: fincotrucking.com

Registration

Officers: Inga Cotelea · Inga Cotelea
USDOT / docket: 2638730 · MC-919310
First registered: May 26, 2015
Last MCS-150: Mar 18, 2026 · 8,919,310 mi (2025)
FMCSA safety rating: Not rated
Recordable crash rate: 0.00
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

8,919,310

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

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Verification summaryAuthority, insurance, safety and identity facts for FINCO TRUCKING INC.

FINCO TRUCKING INC (USDOT 2638730) has a Vektor safety score of 81/100 and a Review before loading verdict, from the carrier's FMCSA record refreshed Jul 18, 2026.

The carrier holds active common for-hire operating authority per FMCSA L&I as of Jul 18, 2026.

It has an active BIPD insurance filing with a $750,000 limit in force from MILFORD CASUALTY INSURANCE COMPANY effective Jul 15, 2025 in FMCSA L&I's current snapshot as of Jul 18, 2026.

Its vehicle out-of-service rate was 23.3% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Jul 18, 2026.

The carrier received 236 roadside inspections in the last 24 months — 90 vehicle-level and 236 driver-level — across 42 states, according to FMCSA roadside-inspection data refreshed Jul 18, 2026.

The carrier has 9 reportable crashes in the last 24 months and 1 fatal crash across the full FMCSA crash record available as of Jul 18, 2026.

It reports 81 power units and 98 drivers in its most recent MCS-150 filing dated Mar 18, 2026.

It has no FMCSA-assigned safety rating in the federal record refreshed Jul 18, 2026.

Frequently asked

What is FINCO TRUCKING INC's USDOT number?

FINCO TRUCKING INC's USDOT number is 2638730, and its motor carrier number is MC-919310.

Is FINCO TRUCKING INC authorized to operate?

As of Jul 18, 2026, FINCO TRUCKING INC is active in the FMCSA register with common, contract, broker operating authority on file.

What is FINCO TRUCKING INC's safety record?

FINCO TRUCKING INC has a 23.3% vehicle out-of-service rate (national average 22.26%) across 326 roadside inspections, with 9 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 81/100 (tier: review).

How big is FINCO TRUCKING INC's fleet?

FINCO TRUCKING INC operates 81 power units and 98 drivers per its most recent MCS-150 filing.

Where is FINCO TRUCKING INC based?

FINCO TRUCKING INC is based in SCHAUMBURG, IL, with roadside inspections recorded across 42 states.

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