Carrier profile · USDOT 2945627 · MC-996983 · Updated Jul 18, 2026

FOUR WAYS CARGO INC

90 power unitsavg 4.3 yrNational · 40 statesLEMONT, IL74/100

CARRIER ACTIVEMC-996983 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 7 insurers · 0 lapsesInsurer churn

Wesco’17–’18

National Continental’18–’19

State National’19–’20

Amtrust Kansas’20–’22

Carolina’22–’24

Ms Transverse’25–’26

201720202023now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $750,000 · UNIVERSAL CASUALTY RISK RETENTION GROUP, INC · since May 2026

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
MS TRANSVERSE SPECIALTY INSURANCE COMPANY	Jan 2025 → May 2026	$750K	2
TRANSVERSE SPECIALTY INSURANCE COMPANY	Mar 2024 → Jan 2025	$750K	1
CAROLINA CASUALTY INSURANCE CO.	Mar 2022 → Mar 2024	$750K	1
AMTRUST INSURANCE COMPANY OF KANSAS, INC	Mar 2020 → Mar 2022	$750K	1
STATE NATIONAL INSURANCE CO., INC.	Mar 2019 → Mar 2020	$750K	2
NATIONAL CONTINENTAL INSURANCE CO.	Mar 2018 → Mar 2019	$750K	5
WESCO INSURANCE COMPANY	Mar 2017 → Mar 2018	$750K	2