Carrier profile · USDOT 788195 · MC-351635 · Updated Jun 13, 2026

GARCO INC

32 power unitsASHEBORO, NC80/100

CARRIER ACTIVEMC-351635 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$2,000,000 in force

Cargo filing (census)Recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$2M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $2M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’16 · 9 insurers · 1 lapseCoverage lapse

Zurich American’01–’05

Commerce Industry’06–’10

Great Divide’10–’13

Nautilus’10–’24

Starr Liability’13–’16

1999200620132020now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $2,000,000 · HARTFORD FIRE INSURANCE COMPANY · since Apr 2016

All 10 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
STARR INDEMNITY & LIABILITY INSURANCE COMPANY	Jul 2013 → Apr 2016	$750K	2
GREAT DIVIDE INSURANCE COMPANY	Jul 2010 → Jul 2010	$750K	2
NAUTILUS INSURANCE COMPANY	Jul 2010 → Dec 2024	$750K	1
GREAT DIVIDE INSURANCE COMPANY	Jul 2010 → Aug 2013	$750K	1
COMMERCE AND INDUSTRY INSURANCE	Jul 2006 → Jul 2010	$750K	1
GREENWICH INSURANCE COMPANY	Jul 2005 → Dec 2006	$750K	2
ZURICH AMERICAN INSURANCE COMPANY	Jul 2001 → Jul 2005	$750K	1
ZURICH INSURANCE CO.	Jul 1999 → Jul 2001	$750K	1
CREDIT GENERAL INSURANCE COMPANY	Feb 1999 → Sep 1999	$750K	1
RELIANCE NATIONAL INDEMNITY COMPANY	Jan 1999 → Feb 1999	$750K	1