Carrier profile · USDOT 1307655 · MC-531462 · Updated Jun 13, 2026

GEMMA'S TOWING SERVICE

11 power unitsLocal · 2 statesUNIONDALE, NY85/100

CARRIER ACTIVEMC-531462 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’26 · 9 insurers · 1 lapseCoverage lapse

Lincoln General’05–’08

State National’08–’11

Castlepoint National’11–’13

Atlantic Specialty’14–’17

American States’17–’21

2005201120172023now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $1,000,000 · NATIONAL LIABILITY & FIRE INS CO. · since Feb 2026

All 9 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NATIONAL LIABILITY & FIRE INS CO.	Feb 2025 → Feb 2026	$1M	1
ERIE INSURANCE COMPANY	Feb 2022 → Feb 2022	$1M	2
ZURICH AMERICAN INSURANCE COMPANY	Feb 2021 → Feb 2022	$1M	1
AMERICAN STATES INSURANCE CO.	Feb 2017 → Feb 2021	$1M	1
ATLANTIC SPECIALTY INSURANCE COMPANY	Feb 2014 → Feb 2017	$1M	3
NOVA CASUALTY COMPANY	Feb 2013 → Feb 2014	$1M	1
CASTLEPOINT NATIONAL INSURANCE CO	Feb 2011 → Feb 2013	$1M	2
STATE NATIONAL INSURANCE CO., INC.	Feb 2008 → Feb 2011	$1M	3
LINCOLN GENERAL INSURANCE COMPANY	Feb 2005 → Feb 2008	$1M	3