JANICE PEARSON Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Inactive
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Not on file
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD last filed · 4 insurers · 1 lapseCoverage lapse
2018202020222024now
Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.
This timeline is the FMCSA filing history, and it ends at the most recent superseded filing — current policy status is not tracked here. Request a certificate of insurance to confirm active coverage before tendering.
All 6 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| AMGUARD INSURANCE COMPANY | Sep 2024 → Sep 2025 | $750k | 3 |
| BENCHMARK INSURANCE COMPANY | Sep 2022 → Sep 2023 | $750k | 3 |
| AMGUARD INSURANCE COMPANY | Sep 2021 → Sep 2022 | $750k | 1 |
| ZURICH AMERICAN INSURANCE COMPANY | Sep 2020 → Sep 2021 | $750k | 1 |
| AMGUARD INSURANCE COMPANY | Sep 2019 → Sep 2020 | $750k | 1 |
| ARGONAUT-MIDWEST INSURANCE COMPANY | Nov 2018 → Sep 2019 | $750k | 1 |