Carrier profile · USDOT 139925 · MC-969528 · Updated Jun 13, 2026

Kentucky Oil & Refining Co Inc

15 power unitsavg 7 yrMulti-region · 8 statesBETSY LAYNE, KY94/100

CARRIER ACTIVEMC-969528 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Inactive
Broker: Inactive

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’26 · 6 insurers · 1 lapseCoverage lapse

Plaza’16–’17

Hdi Global’17–’18

At Lloyds’18–’25

Plaza’18–’19

Guideone’19–’20

Imperium’24–’25

2016201920222025now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · FEDERATED MUTUAL INSURANCE CO. · since Feb 2026

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
UNITED STATES FIRE INSURANCE CO.	Sep 2025 → Mar 2026	$1M	1
IMPERIUM INSURANCE COMPANY	Sep 2024 → Sep 2025	$1M	2
GUIDEONE MUTUAL INSURANCE COMPANY	Sep 2019 → Oct 2020	$1M	1
PLAZA INSURANCE COMPANY	Sep 2018 → Sep 2019	$1M	1
UNDERWRITERS AT LLOYDS LONDON	Sep 2018 → Mar 2025	$1M	1
HDI GLOBAL INSURANCE COMPANY	Sep 2017 → Sep 2018	$1M	2
PLAZA INSURANCE COMPANY	May 2016 → Sep 2017	$1M	4