LOADMODE LLC Operating Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None

Insurance adequacy· filed BIPD vs the $750k federal floor

$1M on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $1M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD · 7 insurers · 2 lapsesCoverage lapse
+7 earlier
State Nationalspecialty · 23–25
State Nationalspecialty · 25–now
20212026

A BIPD policy is currently in force per the filing history — request a COI to confirm before tendering.

9 insurer eras · collapsed from 15 filings
InsurerPeriodLimitRenewals
STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIANov 2025current$1M1
PROGRESSIVE PREFERRED INSURANCE CO.Nov 2025Dec 2025$1M1
STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIANov 2023Nov 2025$1M5
EVERSPAN INDEMNITY INSURANCE COMPANYJul 2023Nov 2023$1M1
NATIONAL CONTINENTAL INSURANCE CO.Dec 2022Jul 2023$1M1
NATIONAL CONTINENTAL INSURANCE CO.Jul 2022Jul 2022$1M2
PROGRESSIVE CASUALTY INSURANCE COMPANYJun 2022Jul 2022$1M1
PROGRESSIVE NORTHERN INSURANCE COMPANYJul 2021Jul 2021$1M2
PROGRESSIVE EXPRESS INSURANCE COMPANYJun 2021Jul 2021$1M1