Carrier profile · USDOT 15105 · MC-97580 · Updated Jun 13, 2026

M & S EXPRESS INC

8 power unitsLocal · 2 statesNORTH READING, MA94/100
CARRIER ACTIVEMC-97580 ACTIVERATED SATISFACTORYHAZMAT
Verified linksmnsexpress.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’19 · 6 insurers · 2 lapsesCoverage lapse
1993200220112020now

Shorter eras are too brief to label at this scale — all 11 insurers are named in the list below.

BIPD in force — $1,000,000 · NORTHLAND INSURANCE COMPANY · since Feb 2019

All 11 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
ZURICH AMERICAN INSURANCE COMPANYFeb 2017 → Feb 2019$1M1
NORTHLAND CASUALTY INSURANCE COMPANYFeb 2015 → Feb 2017$1M1
ZURICH AMERICAN INSURANCE COMPANYFeb 2014 → Feb 2015$1M2
THE CHARTER OAK FIRE INSURANCE CO.Feb 2012 → Feb 2014$1M1
SAFETY INSURANCE CO.Feb 2011 → Feb 2011$1M4
NORTHLAND CASUALTY INSURANCE COMPANYFeb 2010 → Feb 2011$1M3
SAFETY INSURANCE CO.Feb 2006 → Feb 2010$1M3
THE COMMERCE INSURANCE COMPANYFeb 2004 → Feb 2004$1M1
ZURICH AMERICAN INSURANCE COMPANYFeb 2004 → Feb 2006$1M1
THE COMMERCE INSURANCE COMPANYFeb 2002 → Feb 2004$1M2
LIBERTY MUTUAL FIRE INSURANCE CO.Jan 1993 → Feb 2002$1M1