Michael Garner

USDOT: 4026897
MC: 366535

DBA MIKE GARNER

1 power unitObserved age 9.5 yrInspected in 1 jurisdictionCHURCH HILL, MD

CARRIER ACTIVE

Vektor Rating VR

Limited record

Not enough evidence for a Vektor Rating.

Review safety evidence

Assessment only, not load authorization. Confirm current authority and insurance.

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

FMCSA authority & insurance data as of Nov 12, 2026

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Confirm coverage requirements for this load.

Coverage requirements

Filed BIPD coverage of $1M meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’26 · 5 insurers · 1 lapseCoverage lapse

Daily America’00–’03

Agency Maryland’23–now

1999200620132020now

Shorter eras are too brief to label at this scale — all 5 insurer eras are named in the list below.

BIPD in force — $1,000,000 · AGENCY INSURANCE COMPANY OF MARYLAND, INC · since Feb 2026

All 5 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
AGENCY INSURANCE COMPANY OF MARYLAND, INC	Jan 2023 → Jan 2026	$750K	5
CONTINENTAL CASUALTY CO.	Aug 2005 → Mar 2006	$750K	2
CANAL INSURANCE CO.	Aug 2003 → Aug 2005	$750K	3
DAILY UNDERWRITERS OF AMERICA	Jun 2000 → Sep 2003	$750K	1
FRONTIER INSURANCE COMPANY	Jul 1999 → Jun 2000	$750K	1