Carrier profile · USDOT 2273200 · MC-776367 · Updated Jul 18, 2026

MICHAEL H PEARCE

DBA M & G

2 power unitsavg 19.8 yrRegional · 4 statesLENOX, GA100/100
CARRIER ACTIVEMC-776367 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
None

Insurance & bonds

BIPD / liability$750,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 5 insurers · 0 lapsesInsurer churn
2012201620202024now

Shorter eras are too brief to label at this scale — all 5 insurers are named in the list below.

BIPD in force — $750,000 · DAILY UNDERWRITERS OF AMERICA · since Dec 2023

All 5 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
DAILY UNDERWRITERS OF AMERICAAug 2022 → Jan 2024$750K2
PROGRESSIVE MOUNTAIN INSURANCE COMPANY OF OHIJan 2017 → Sep 2022$750K3
CANAL INSURANCE CO.Jan 2015 → Jan 2017$750K2
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Jan 2014 → Jan 2015$750K1
CAROLINA CASUALTY INSURANCE CO.Feb 2012 → Jan 2014$750K3