Carrier profile · USDOT 1550278 · MC-575907 · Updated Jun 13, 2026

Michael O Penney

DBA PENNEY TRUCKING

1 power unitREDDING, CA40/100
CARRIER INACTIVEMC-575907 INACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Inactive
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’25 · 10 insurers · 0 lapsesInsurer churn
2006201120162021now

Shorter eras are too brief to label at this scale — all 12 insurers are named in the list below.

BIPD in force — $1,000,000 · OBSIDIAN PACIFIC INSURANCE COMPANY · since Aug 2025

All 12 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
OBSIDIAN PACIFIC INSURANCE COMPANYAug 2025 → Aug 2025$750K1
FALLS LAKE NATIONAL INSURANCE COMPANYAug 2024 → Aug 2025$750K1
UNITED FINANCIAL CASUALTY COMPANYAug 2020 → Oct 2024$750K1
WATFORD INSURANCE COMPANYAug 2018 → Aug 2020$750K3
ZURICH AMERICAN INSURANCE COMPANYAug 2016 → Sep 2018$750K2
PLAZA INSURANCE COMPANYJun 2014 → Aug 2016$750K4
HUDSON INSURANCE COMPANYJun 2013 → Jul 2014$750K2
ZURICH AMERICAN INSURANCE COMPANYMay 2011 → Jun 2013$750K2
PRAETORIAN INSURANCE COMPANYMay 2010 → May 2011$750K2
EMPIRE FIRE & MARINE INSURANCE CO.Sep 2009 → May 2010$750K1
PRAETORIAN INSURANCE COMPANYSep 2007 → Oct 2009$750K2
SCOTTSDALE INSURANCE COMPANYSep 2006 → Sep 2007$750K1