Carrier profile · USDOT 618094 · MC-182077 · Updated Jun 13, 2026

MIKE GARDNER

DBA MIKE GARDNER TRUCKING

8 power unitsMARTIN, TN50/100
CARRIER ACTIVEMC-182077 ACTIVE
Verified linksFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
None
Contract
Active
Broker
None

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 7 insurers · 3 lapsesCoverage lapse
1985199620072018now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE HAWAII INSURANCE CORP · since Oct 2009

All 10 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
MOUNTAIN LAUREL ASSURANCE COMPANYOct 2009 → Oct 2009$750K1
MOUNTAIN LAUREL ASSURANCE COMPANYSep 2006 → Sep 2006$750K2
PROGRESSIVE HAWAII INSURANCE CORPSep 2006 → Sep 2006$750K1
MOUNTAIN LAUREL ASSURANCE COMPANYSep 2004 → Sep 2004$750K2
PROGRESSIVE CASUALTY INSURANCE COMPANYSep 2003 → Sep 2004$750K1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Sep 2002 → Sep 2003$750K1
CLARENDON NATIONAL INS. CO.Sep 1999 → Sep 2002$750K1
OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Sep 1998 → Sep 1999$750K4
CALVERT INSURANCE COMPANYDec 1996 → Sep 1998$750K5
ROYAL INSURANCE COMPANYApr 1985 → May 1989$750K1