Mike Gardner
- USDOT
- 618094
- MC
- 182077
DBA MIKE GARDNER TRUCKING
Vektor Rating VR
Review before loading
Review safety evidenceAssessment only, not load authorization. Confirm current authority and insurance.
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Insurance adequacy· filed BIPD vs the $750K federal floor
Coverage requirements
Filed BIPD coverage of $1M meets or exceeds the $750K general-freight floor (49 CFR 387.9). Some commodities require $1M–$5M; verify against your load.
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 10 insurer eras are named in the list below.
BIPD in force — $1,000,000 · PROGRESSIVE HAWAII INSURANCE CORP · since Oct 2009
All 10 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| MOUNTAIN LAUREL ASSURANCE COMPANY | Sep 2006 → Oct 2009 | $750K | 3 |
| PROGRESSIVE HAWAII INSURANCE CORP | Sep 2006 → Sep 2006 | $750K | 1 |
| MOUNTAIN LAUREL ASSURANCE COMPANY | Sep 2004 → Sep 2006 | $750K | 2 |
| PROGRESSIVE CASUALTY INSURANCE COMPANY | Sep 2003 → Sep 2004 | $750K | 1 |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | Sep 2002 → Sep 2003 | $750K | 1 |
| CLARENDON NATIONAL INS. CO. | Sep 1999 → Sep 2002 | $750K | 1 |
| OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. | Sep 1998 → Sep 1998 | $750K | 4 |
| CALVERT INSURANCE COMPANY | Sep 1997 → Sep 1998 | $750K | 1 |
| CALVERT INSURANCE COMPANY | Dec 1996 → Mar 1997 | $750K | 4 |
| ROYAL INSURANCE COMPANY | Apr 1985 → May 1989 | $750K | 1 |