Carrier profile · USDOT 281522 · MC-220546 · Updated Jun 13, 2026

Pearce Truck and Auto LLC

5 power unitsavg 15.2 yrLocal · 2 statesMARTIN, TN100/100

CARRIER ACTIVEMC-220546 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’24 · 10 insurers · 2 lapsesCoverage lapse

State National’03–’08

Lincoln General’04–’08

Atlantic Specialty’14–’17

Zurich American’17–’21

Employers’21–now

1994200220102018now

Shorter eras are too brief to label at this scale — all 13 insurers are named in the list below.

BIPD in force — $1,000,000 · EMPLOYERS MUTUAL CASUALTY CO. · since Oct 2024

All 13 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
EMPLOYERS MUTUAL CASUALTY CO.	Jan 2021 → Dec 2024	$1M	1
ZURICH AMERICAN INSURANCE COMPANY	Jan 2017 → Jan 2021	$1M	1
ATLANTIC SPECIALTY INSURANCE COMPANY	Jan 2014 → Jan 2017	$1M	6
PLAZA INSURANCE COMPANY	Jan 2013 → Jan 2014	$1M	1
TOWER INSURANCE COMPANY OF NEW YORK	Jan 2012 → Jan 2013	$1M	1
CASTLEPOINT NATIONAL INSURANCE CO	Jan 2011 → Jan 2012	$1M	1
STATE NATIONAL INSURANCE CO., INC.	Jan 2009 → Jan 2011	$1M	2
STATE NATIONAL INSURANCE CO., INC.	Jan 2008 → Jan 2003	$1M	4
LINCOLN GENERAL INSURANCE COMPANY	Jan 2004 → Jan 2008	$1M	4
STATE NATIONAL INSURANCE CO., INC.	Jan 2003 → Feb 2008	$1M	1
LINCOLN GENERAL INSURANCE COMPANY	Jan 2003 → Jan 2004	$1M	1
TRANSPORTATION INSURANCE CO.	Jan 1995 → Jan 1995	$1M	2
CANAL INSURANCE CO.	Feb 1994 → Feb 1995	$1M	1