Authority & Insurance · Carrier profile · USDOT 542106

RAM INC

MCALESTER, OK 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
None
Broker
Inactive

Insurance & bonds

BIPD / liability$2,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$2M on filegeneral-freight federal minimum
$750k floor

Filed BIPD coverage of $2M meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed · 11 insurers · 2 lapsesCoverage lapse
1998200520122019now

Shorter eras are too brief to label at this scale — all 12 insurers are named in the list below.

BIPD in force — $2,000,000 · ENDURANCE AMERICAN SPECIALTY INSURANCE CO · since Jun 2025

All 12 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
RSUI INDEMNITY COMPANYJun 2025 → Jun 2025$5M2
UNDERWRITERS AT LLOYDS LONDONJun 2022 → Dec 2025$5M2
PLAZA INSURANCE COMPANYFeb 2017 → May 2019$5M5
CRUM & FORSTER INDEMNITY COMPANYFeb 2016 → Feb 2017$5M2
HDI-GERLING AMERICAN INSURANCE COMPANYJan 2015 → Feb 2016$5M5
NATIONAL LIABILITY & FIRE INS CO.Apr 2014 → Jan 2015$5M1
ENDURANCE AMERICAN INSURANCE COMPANYApr 2014 → Jun 2022$5M1
NATIONAL LIABILITY & FIRE INS CO.Jan 2014 → Apr 2014$5M1
PHILADELPHIA INSURANCE COMPANYJan 2013 → Jan 2013$5M3
JAMESTOWN INSURANCE COMPANY, RRGApr 2008 → Jan 2013$5M8
FEDERATED MUTUAL INSURANCE CO.Apr 1999 → May 2008$5M7
FARMLAND MUTUAL INSURANCE CO.Apr 1998 → Feb 2002$5M2