Carrier profile · USDOT 1649227 · MC-607129 · Updated Jun 26, 2026

S & M TRANSPORT LLC

28 power unitsavg 16.1 yrRegional · 5 statesFOWLER, IN88/100

CARRIER ACTIVEMC-607129 ACTIVERATED SATISFACTORYHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$4,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$4M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $4M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$5M BIPD last filed ’25 · 5 insurers · 1 lapseCoverage lapse

Empire Fire’07–’09

Zurich American’11–’14

American Empire’13–’15

Zurich American’14–’18

American Empire’14–’18

General Star’18–’20

General Star’22–now

2007201220172022now

Shorter eras are too brief to label at this scale — all 16 insurers are named in the list below.

BIPD in force — $4,000,000 · GENERAL STAR INDEMNITY COMPANY · since Nov 2025

All 16 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
GENERAL STAR INDEMNITY COMPANY	Nov 2022 → Nov 2025	$5M	4
PROTECTIVE INSURANCE COMPANY	Nov 2021 → Oct 2022	$5M	1
GENERAL STAR INDEMNITY COMPANY	Nov 2021 → Nov 2022	$5M	1
PROTECTIVE INSURANCE COMPANY	Nov 2020 → Nov 2021	$5M	1
GENERAL STAR INDEMNITY COMPANY	Nov 2020 → Nov 2021	$5M	2
PROTECTIVE INSURANCE COMPANY	Nov 2019 → Nov 2020	$5M	1
GENERAL STAR INDEMNITY COMPANY	Oct 2018 → Nov 2020	$5M	4
PROTECTIVE INSURANCE CO.	Sep 2018 → Nov 2019	$5M	1
AMERICAN EMPIRE SURPLUS LINES INSURANCE CO.	Aug 2018 → Oct 2018	$5M	1
ZURICH AMERICAN INSURANCE COMPANY	Aug 2018 → Sep 2018	$5M	2
AMERICAN EMPIRE SURPLUS LINES INSURANCE CO.	Aug 2014 → Oct 2018	$5M	6
ZURICH AMERICAN INSURANCE COMPANY	Aug 2014 → Aug 2018	$5M	1
AMERICAN EMPIRE SURPLUS LINES INSURANCE CO.	Aug 2013 → Aug 2015	$5M	3
ZURICH AMERICAN INSURANCE COMPANY	Aug 2011 → Aug 2014	$5M	4
ZURICH AMERICAN INSURANCE COMPANY	Aug 2009 → Aug 2010	$5M	3
EMPIRE FIRE & MARINE INSURANCE CO.	Aug 2007 → Aug 2009	$5M	2