Carrier profile · USDOT 213318 · MC-160899 · Updated Jul 17, 2026

SMF INC

27 power unitsavg 7.8 yrMulti-region · 11 statesMONROE, MI93/100
CARRIER ACTIVEMC-160899 ACTIVERATED SATISFACTORY
Verified linkssmfnet.comFMCSA SAFER

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common
Active
Contract
Active
Broker
Active

Insurance & bonds

BIPD / liability$1,000,000 in force
Cargo filing (census)Not recorded per census
Surety bond (census)Recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum
$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 8 insurers · 0 lapsesInsurer churn
1994200220102018now

Shorter eras are too brief to label at this scale — all 9 insurers are named in the list below.

BIPD in force — $1,000,000 · CHEROKEE INSURANCE COMPANY · since Sep 2025

All 9 insurer eras · dates, limits, renewals
InsurerPeriodLimitRenewals
CHEROKEE INSURANCE COMPANYSep 2023 → Sep 2025$750K2
NORTHLAND INSURANCE COMPANYDec 2022 → Sep 2023$750K2
BERKLEY CASUALTY COMPANYDec 2021 → Dec 2022$750K1
NORTHLAND INSURANCE COMPANYDec 2013 → Jan 2022$750K2
HARCO NATIONAL INSURANCE CO.Dec 2001 → Dec 2013$750K3
TRANSCONTINENTAL INSURANCE CO.Dec 2000 → Dec 2001$750K1
CONTINENTAL CASUALTY CO.Dec 1999 → Dec 2000$750K1
FIREMAN'S FUND INSURANCE COMPANY OF WISCONSINDec 1995 → Dec 1999$750K1
RELIANCE NATIONAL INDEMNITY COMPANYDec 1994 → Dec 1995$750K1