Authority & Insurance · Carrier profile · USDOT 756674
STEPHEN FRANCIS THOMAS
PINTO, MD 50
Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability$750,000 in force
Cargo filing (census)Recorded per census
Surety bond (census)Not recorded per census
Insurance adequacy· filed BIPD vs the $750k federal floor
$750k on filegeneral-freight federal minimum
$750k floor
Insurance continuity· insurer · policy · lapses
$750k BIPD last filed · 2 insurers · 1 lapseCoverage lapse
United States’85–’98
Erie Exchange’99–now
1985199620072018now
Shorter eras are too brief to label at this scale — all 3 insurers are named in the list below.
BIPD in force — $750,000 · ERIE INSURANCE EXCHANGE · since May 2025
All 3 insurer eras · dates, limits, renewals
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| ERIE INSURANCE EXCHANGE | Apr 1999 → May 2025 | $750k | 1 |
| ERIE INSURANCE EXCHANGE | Aug 1998 → Aug 1998 | $750k | 3 |
| UNITED STATES FIDELITY & GUARANTY CO. | Aug 1985 → Jul 1998 | $750k | 1 |