Carrier profile · USDOT 556690 · MC-275789 · Updated Jun 13, 2026

TERRY G TOWE

DBA TERRY G TOWE & FAMILY TRUCKING LLC

1 power unitFRANKLIN, KY50/100

CARRIER ACTIVEMC-275789 ACTIVE

Observed fleet · trailing 24 mo daily

1Power units

Self-reported · MCS-150

—Trailers seen

None observed · 24 mo

—Avg age (yr)

Not yet decoded

Call dispatch(270) 776-1394 Email dispatchtowetrking@comcast.net

Click to see how we scored it

Load decision · FMCSA snapshot · Jun 13, 2026

Limited record

Not enough federal record to assess. Verify authority and insurance directly.

Active operating authorityInsurance on fileNot enough inspection history to rate

Watch · 1

Not enough inspection history to rateNo federal roadside inspections in the last 24 months. There is no recent safety record to judge this carrier on — verify authority, insurance and references directly before tendering.

In good standing · 3

Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 32 yearsOperating authority has been on file since 1994.

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

No activity in window

USDOT registration

yr registered

Active for-hire

Insurance (BIPD)$1M in force

FMCSA L&I

Vehicle OOS · 24-mo—

No inspections · 24 mo

Crashes · fatal

No activity in window

Vektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots

Fleet typeIdentity

Owner-operator

1 power unit. Brokers price each fleet type apart.

Fleet age vs peersDecoding

—

Not yet decoded

Identity stabilityStable

32 yr unchanged

Same registration since 1994 — no chameleon / reincarnation signal.

Safety

Roadside inspections, BASICs & crash history

Out-of-service rate· 24-mo cumulative

Vehicle OOS —24-mo cumulative

050%

Driver OOS —24-mo cumulative

030%

Every inspection in the window pooled — 0 vehicle and 0 driver inspections over 24 months.

Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay

No roadside inspections on the FMCSA record in this window

Explore full safety record — inspections, BASICs, crashes

Authority & insurance

Can they legally + adequately haul your load?

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’20 · 4 insurers · 0 lapsesInsurer churn

Great West’96–’00

Great West’01–’06

Northland’06–’20

beyond this history

1994200220102018now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Mar 2020

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTHLAND INSURANCE COMPANY	Mar 2006 → Mar 2020	$1M	3
GREAT WEST CASUALTY CO.	Mar 2001 → Mar 2006	$1M	3
NORTHLAND INSURANCE COMPANY	Mar 2000 → Mar 2001	$1M	2
GREAT WEST CASUALTY CO.	Mar 1996 → May 2000	$1M	4
STRATFORD INSURANCE COMPANY	Mar 1995 → Mar 1996	$1M	1
ACCEPTANCE INSURANCE COMPANY	May 1994 → Mar 1995	$1M	1

Explore full authority & insurance record

Equipment & fleet

VIN-decoded · NHTSA vPIC

Capacity· power units = haulable capacity; trailers are towed

Registered power units (MCS-150): 1
Observed power (24 mo): —
Trailers (towed): —

Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.

Explore full fleet — VIN roster, equipment mix, age distribution

Operations & lanes

Revealed by inspection density · 24 mo

Inspection density by state· each tile = a state · shade = inspections, last 24 mo

Home base

FRANKLIN, KY

244 SCHWEIZER RD

Density

fewermore

Shade = roadside inspections, last 24 mo.

See the full operating map — state density, top lanes

Network & fraud

Affiliated entities & reincarnation signals · for review, not a verdict

No shared-identity links detected — no reincarnation flag, shared trucks, registration domain, or officer overlap with other carriers.

Explore the carrier network & VIN cross-links

Identity & contact

FMCSA census + L&I dossier

Location

Physical address: 244 SCHWEIZER RD, FRANKLIN, KY, 42134
Operation: Interstate

Contact

Phone: (270) 776-1394
Cell: (270) 776-4704
Fax: (270) 586-6460
Email: towetrking@comcast.net
Web domain: comcast.net

Registration

Officer: Terry G Towe
USDOT / docket: 556690 · MC-275789
First registered: Apr 4, 1994
Last MCS-150: Nov 4, 2025 · 81,486 mi (2022)
FMCSA safety rating: Not rated
D-U-N-S: —

Fleet (self-reported · MCS-150)

Power units

Drivers

CDL drivers

81,486

Annual mileage

Open the full identity & federal record

Federal activity

Daily-captured FMCSA licensing & insurance changes — monitored by Vektor

Federal record activity· monitored daily by Vektor

No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.

Open the full federal-record activity feed

Reviews

Verified broker, shipper & driver reviews — moderated

Performance ratings only — never the Vektor risk score

No verified reviews yet

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Verification summaryAuthority, insurance, safety and identity facts for TERRY G TOWE.

TERRY G TOWE (USDOT 556690) is unrated by Vektor because the carrier's FMCSA record does not contain enough evidence for a safety score as of Jun 13, 2026.

The carrier holds active common and contract for-hire operating authority per FMCSA L&I as of Jun 13, 2026.

It has an active BIPD insurance filing with a $1,000,000 limit in force from UNITED FINANCIAL CASUALTY COMPANY effective Mar 12, 2020 in FMCSA L&I's current snapshot as of Jun 13, 2026.

The carrier received 0 roadside inspections in the last 24 months — 0 vehicle-level and 0 driver-level, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.

The carrier has 0 reportable crashes in the last 24 months and 0 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.

It reports 1 power unit and 1 driver in its most recent MCS-150 filing dated Nov 4, 2025.

It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.

Frequently asked

What is TERRY G TOWE's USDOT number?

TERRY G TOWE's USDOT number is 556690, and its motor carrier number is MC-275789.

Is TERRY G TOWE authorized to operate?

As of Jun 13, 2026, TERRY G TOWE is active in the FMCSA register with common, contract, broker operating authority on file.

What is TERRY G TOWE's safety record?

TERRY G TOWE has a — vehicle out-of-service rate across 2 roadside inspections, with 0 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor does not assign this carrier a safety score: No federal roadside inspections in the last 24 months. There is no recent safety record to judge this carrier on — verify authority, insurance and references directly before tendering.