Carrier profile · USDOT 556690 · MC-275789 · Updated Jun 13, 2026

TERRY G TOWE

DBA TERRY G TOWE & FAMILY TRUCKING LLC

1 power unitFRANKLIN, KY50/100

CARRIER ACTIVEMC-275789 ACTIVE

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’20 · 4 insurers · 0 lapsesInsurer churn

Great West’96–’00

Great West’01–’06

Northland’06–’20

beyond this history

1994200220102018now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · UNITED FINANCIAL CASUALTY COMPANY · since Mar 2020

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
NORTHLAND INSURANCE COMPANY	Mar 2006 → Mar 2020	$1M	3
GREAT WEST CASUALTY CO.	Mar 2001 → Mar 2006	$1M	3
NORTHLAND INSURANCE COMPANY	Mar 2000 → Mar 2001	$1M	2
GREAT WEST CASUALTY CO.	Mar 1996 → May 2000	$1M	4
STRATFORD INSURANCE COMPANY	Mar 1995 → Mar 1996	$1M	1
ACCEPTANCE INSURANCE COMPANY	May 1994 → Mar 1995	$1M	1