Carrier profile · USDOT 212920 · MC-160625 · Updated Jun 13, 2026

The W H Fay Company

17 power unitsLocal · 1 statesCLEVELAND, OH50/100

CARRIER ACTIVEMC-160625 ACTIVERATED SATISFACTORY

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$750K in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $750K meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed ’24 · 8 insurers · 0 lapsesInsurer churn

Continental National’94–’01

Redland’01–’04

Sentry Select’05–’11

American Hallmark’13–’19

Harco National’20–now

1994200220102018now

Shorter eras are too brief to label at this scale — all 8 insurers are named in the list below.

BIPD in force — $750,000 · HARCO NATIONAL INSURANCE CO. · since Jun 2024

All 8 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
HARCO NATIONAL INSURANCE CO.	Jun 2020 → Jun 2024	$750K	2
NATIONAL INTERSTATE INSURANCE COMPANY	Jun 2019 → Jul 2020	$750K	3
AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS	Jun 2013 → Jun 2019	$750K	5
CAROLINA CASUALTY INSURANCE CO.	Jun 2011 → Jun 2013	$750K	2
SENTRY SELECT INSURANCE COMPANY	Jun 2005 → Jun 2011	$750K	1
AMERICAN SOUTHERN INSURANCE CO.	Jun 2004 → Jun 2005	$750K	1
REDLAND INSURANCE CO.	Jun 2001 → Jun 2004	$750K	1
CONTINENTAL NATIONAL INDEMNITY COMPANY	Jun 1994 → Jun 2001	$750K	2