THOMAS ROY SAPPER Authority & Insurance
Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- None
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoFiled with FMCSA
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 5 insurers · 0 lapsesInsurer churn
+1 earlier
Truck Exchange · 97–08
American Guarantee · 09–13
Wesco · 13–20
Transguard America · 20–25
19972025
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
5 insurer eras · collapsed from 11 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| TRANSGUARD INSURANCE COMPANY OF AMERICA INC. | Dec 2020 → Jul 2025 | $750k | 3 |
| WESCO INSURANCE COMPANY | Dec 2013 → Dec 2020 | $750k | 2 |
| AMERICAN GUARANTEE & LIABILITY INS. CO. | Dec 2009 → Dec 2013 | $750k | 3 |
| NEW HAMPSHIRE INSURANCE CO. | Dec 2008 → Dec 2009 | $750k | 1 |
| TRUCK INSURANCE EXCHANGE | May 1997 → Dec 2008 | $750k | 2 |