Authority & Insurance · Carrier profile · USDOT 2029151

WANDA CULP

MEMPHIS, TN 50

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: None
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750K BIPD last filed · 6 insurers · 0 lapsesInsurer churn

Praetorian’10–’14

Plaza’14–’16

Amguard’17–’22

Zurich American’22–’24

2010201420182022now

Shorter eras are too brief to label at this scale — all 7 insurers are named in the list below.

BIPD in force — $1,000,000 · PROGRESSIVE HAWAII INSURANCE CORP · since Sep 2024

All 7 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ZURICH AMERICAN INSURANCE COMPANY	Sep 2022 → Sep 2024	$750K	1
AMGUARD INSURANCE COMPANY	Sep 2017 → Sep 2022	$750K	5
ZURICH AMERICAN INSURANCE COMPANY	Dec 2016 → Sep 2017	$750K	1
PLAZA INSURANCE COMPANY	Dec 2014 → Dec 2016	$750K	2
NATIONAL INDEMNITY COMPANY OF THE SOUTH	Oct 2014 → Mar 2015	$750K	1
PRAETORIAN INSURANCE COMPANY	Oct 2010 → Oct 2014	$750K	6
UNIVERSAL UNDERWRITERS INSURANCE CO.	May 2010 → Oct 2010	$750K	1