Fleet typeIdentity
Asset-based
38 power units. Brokers price each fleet type apart.
Carrier profile · USDOT 3205332 · MC-1046723
FINCHER TRUCKING LLC
38 power unitsavg 5.7 yrRegional · 3 statesWILMER, AL
CARRIER ACTIVEMC-1046723 ACTIVE
Observed fleet · trailing 24 mo daily
38Power units
36 observed · MCS-150
23Trailers seen
Decoded · vPIC
5.7Avg age (yr)
2013–2026 · vPIC
Click to see how we scored it
Load decision · FMCSA snapshot · 2026-06-13
Clear to load
Active authority and a clean federal record. No blocking issues found.
Active operating authorityInsurance on fileMultiple injury crashes
In good standing · 4
Active operating authorityActive for-hire authority is on file with FMCSA.Insurance on fileBIPD (liability) insurance is on file with FMCSA.Established 8 yearsOperating authority has been on file since 2018.Out-of-service rates below national averageBoth vehicle and driver OOS rates beat the national benchmark across 131 inspections.
Operating authority77 yr active
since 2018Insurance (BIPD)On file
FMCSA L&IVehicle OOS · 24mo14.714.7 %
▼ 22.26% nat'lCrashes · fatal00
4 in 24moVektor intelligence · beyond the federal recordProprietary signals computed from VIN-decoded inspections & daily FMCSA snapshots
Fleet age vs peersNewer
5.7 yr
Model years 2013–2026 · peer benchmark computing.
Identity stabilityStable
7 yr unchanged
Same registration since 2018 — no chameleon / reincarnation signal.
AI readFull read
Is FINCHER TRUCKING LLC safe to work with?
Is FINCHER TRUCKING LLC safe to load? FINCHER TRUCKING LLC (USDOT 3205332, MC-1046723) is an active asset-based motor carrier based in WILMER, AL, operating 38 power units and 41 drivers. Operating authority has been active 7 years (past the 24-month broker-confidence threshold). Across 131 roadside inspections, its vehicle out-of-service rate is 14.7% (below the 22.26% national average), with 4 reportable crashes in the last 24 months. FMCSA has not assigned a safety rating. Vektor rates it clear to load (94/100). Source: FMCSA SAFER/MCMIS, last updated 2026-06-13.
FMCSA fields + Vektor analysis · updated 2026-06-13
FTFINCHER TRUCKING LLC 94
01
Safety
131 inspections · 24 mo · vs national benchmarks
Out-of-service rate· trailing 24 months vs national benchmark
Vehicle OOS 14.7% (24-mo)34 veh insp · 24-mo · nat'l 22.26%
050%nat'l 22.26%
Driver OOS 3.8% (24-mo)80 drv insp · 24-mo · nat'l 6.67%
030%nat'l 6.67%
OOS trajectory· trailing 6-mo vehicle-OOS rate vs national
10.0% now▼ Improving
Inspection coverage· expected vs observed · the fraud signal
Inspection coverage
How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.
Under-inspected
Expected
Well-monitored
Heavily inspected
≈1.1 / unit·yr
thin signalabundant signal
Within the expected band for a 38-unit fleet — FMCSA has inspected this carrier often enough that the out-of-service and violation signals above are statistically trustworthy.
- Registered power units
- 38
- Inspections · 24 mo
- 80
- Annualized
- ≈40 / yr
- Coverage
- ≈1.1 inspections / unit · yr
Violation themes· decoded · grouped by BASIC
What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.
- 392.2 State/local traffic law violation (speeding, etc.)Unsafe Driving37
- 393.9 Inoperative required lampsVehicle Maintenance17 · 3 OOS
- 393.78 Windshield wipersVehicle Maintenance7
- 393.60 Windshield / glazingVehicle Maintenance6
- 393.75 Tires (defective / underinflated / worn)Vehicle Maintenance6 · 3 OOS
- 393.48 Brakes inoperativeVehicle Maintenance5 · 1 OOS
- 393.55 Antilock brake system (ABS)Vehicle Maintenance5
- 393.95 Emergency equipment (extinguisher, triangles)Vehicle Maintenance4
- 396.17 Periodic (annual) inspectionVehicle Maintenance4
- 393.11 Required lamps/reflectors missingVehicle Maintenance3
02
Authority & insurance
Can they legally + adequately haul your load?
Operating authority· 49 CFR · per type
Operating authority
- Common
- Active
- Contract
- Active
- Broker
- None
Insurance & bonds
BIPD / liability (required)Filed with FMCSA
CargoNone
Surety bond (BMC-84)None
Insurance continuity· insurer · policy · lapses
$750k BIPD · 2 insurers · 0 lapsesContinuous
Harco National · 19–21
Falls Lake · 21–25
20192025
No BIPD policy is currently in force in the filing history. The authority record may still list one on file — request a COI to confirm current coverage.
2 insurer eras · collapsed from 4 filings
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| FALLS LAKE NATIONAL INSURANCE COMPANY | Apr 2021 → Apr 2025 | $750k | 1 |
| HARCO NATIONAL INSURANCE CO. | Jun 2019 → Apr 2021 | $750k | 3 |
03
Equipment & fleet
VIN-decoded · NHTSA vPIC
Capacity· power units = haulable capacity; trailers are towed
- Registered power units (MCS-150)
- 38
- Observed power (24 mo)
- 36
- Trailers (towed)
- 23
Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.
Fleet age· model years · decoded VINs
Average age
2026
Newest model yr
2013
Oldest model yr
VINs decoded
04
Operations & lanes
Revealed by inspection density across 3 states · 24 mo
Operating footprint· revealed by roadside-inspection geography
Operating radiusRegional
revealedStates observed33
US statesInspections · 24 mo8080
AL busiestInspection density by state· each tile = a state · shade = inspections, last 24 mo
Home base
WILMER, AL
Top corridor
AL
Density
fewermore
05
Network & fraud
Affiliated entities & reincarnation signals · for review, not a verdict
No shared-VIN flow in the last 12 months
None of this carrier's trucks were inspected under another USDOT in the last 12 months — any shared equipment is historical, not active.
Show all-time history (11 trucks · 12 carriers)
Across all inspections on record: USDOT 1185757USDOT 1644963USDOT 1230164USDOT 3359838USDOT 185732USDOT 2916222USDOT 4232958USDOT 1325369
Shares a company officer with other carriers
richard fincher — 4 carriers: USDOT 237407USDOT 1391748USDOT 3961172
Capacity consistency· registered vs roadside-observed power units
Registered (MCS-150)3838
Observed (24 mo)3636
Shared w/ other carriers1111
Registered and roadside-observed capacity are broadly consistent.
06
Identity & contact
FMCSA census + L&I dossier
Location
- Physical address
- 450 STATE LINE RD S, WILMER, AL, 36587
- Operation
- Interstate
Contact
- Phone
- (228) 641-3930
- Cell
- (251) 377-8565
- Fax
- (228) 641-3924
- Web domain
- finchertimber.com
Registration
- Officers
- Richard Fincher · Marshall Rainwater
- USDOT / docket
- 3205332 · MC-1046723
- First registered
- 10/26/2018
- Last MCS-150
- 11/06/2025 · 1,920,000 mi (2025)
- FMCSA safety rating
- Not rated
- Recordable crash rate
- 0.67
- D-U-N-S
- —
Fleet (self-reported · MCS-150)
07
Federal activity
Daily-captured FMCSA licensing & insurance changes — monitored by Vektor
Federal record activity· monitored daily by Vektor
No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.
08
Reviews
Verified broker, shipper & driver reviews — moderated
Performance ratings only — never the Vektor risk score
No verified reviews yet
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Leave a review09
Frequently asked
What is FINCHER TRUCKING LLC's USDOT number?
FINCHER TRUCKING LLC's USDOT number is 3205332, and its motor carrier number is MC-1046723.
Is FINCHER TRUCKING LLC authorized to operate?
As of 2026-06-13, FINCHER TRUCKING LLC is active in the FMCSA register with common, contract, broker operating authority on file.
What is FINCHER TRUCKING LLC's safety record?
FINCHER TRUCKING LLC has a 14.7% vehicle out-of-service rate (national average 22.26%) across 131 roadside inspections, with 4 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 94/100 (tier: clear).
How big is FINCHER TRUCKING LLC's fleet?
FINCHER TRUCKING LLC operates 38 power units and 41 drivers per its most recent MCS-150 filing.
Where is FINCHER TRUCKING LLC based?
FINCHER TRUCKING LLC is based in WILMER, AL, with roadside inspections recorded across 3 states.