Authority & Insurance · Carrier profile · USDOT 553402

LARCO INC

HOT SPRINGS, AR 93

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: None
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$750,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750k federal floor

$750k on filegeneral-freight federal minimum

$750k floor

Filed BIPD coverage of $750k meets or exceeds the $750k federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$750k BIPD last filed · 8 insurers · 2 lapsesCoverage lapse

Continental’93–’03

Security National’05–’08

Continental’09–’12

State Pennsylvania’18–’23

Berkley’23–’26

1993200220112020now

Shorter eras are too brief to label at this scale — all 10 insurers are named in the list below.

BIPD in force — $750,000 · NAVIGATORS INSURANCE COMPANY · since Apr 2026

All 10 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
BERKLEY CASUALTY COMPANY	Apr 2023 → Apr 2026	$750k	1
THE INSURANCE CO OF THE STATE OF PENNSYLVANIA	Apr 2018 → Apr 2023	$750k	5
GRANITE STATE INSURANCE CO.	Apr 2017 → Apr 2018	$750k	1
TRANSPORTATION INSURANCE CO.	Mar 2017 → Apr 2017	$750k	2
TRANSPORTATION INSURANCE CO.	Dec 2012 → Dec 2009	$750k	2
THE CONTINENTAL INSURANCE CO.	Dec 2009 → Dec 2012	$750k	1
REDLAND INSURANCE CO.	Dec 2008 → Dec 2009	$750k	1
SECURITY NATIONAL INSURANCE CO.	Dec 2005 → Dec 2008	$750k	1
ZURICH AMERICAN INSURANCE COMPANY	Dec 2003 → Jan 2005	$750k	1
CONTINENTAL CASUALTY CO.	Dec 1993 → Dec 2003	$750k	2