Carrier profile · USDOT 465197 · MC-244816 · Updated Jun 13, 2026

ELGIN MOTOR FREIGHT INC

266 power unitsavg 7.7 yrMulti-region · 11 statesLONDON, ON88/100

CARRIER ACTIVEMC-244816 ACTIVEHAZMAT

Authority & Insurance

Active operating authority by type and the full insurance continuity timeline — insurer, policy, coverage, and any lapses — so you can confirm they can legally and adequately haul your load today.

Operating authority· 49 CFR · per type

Operating authority

Common: Active
Contract: Active
Broker: None

Insurance & bonds

BIPD / liability$1,000,000 in force

Cargo filing (census)Not recorded per census

Surety bond (census)Not recorded per census

Insurance adequacy· filed BIPD vs the $750K federal floor

$1M in forcegeneral-freight federal minimum

$750K floor

Filed BIPD coverage of $1M meets or exceeds the $750K federal minimum for general freight (49 CFR 387.9). Some commodities (hazmat, larger vehicles) require $1M–$5M — confirm against your load.

Insurance continuity· insurer · policy · lapses

$1M BIPD last filed ’26 · 6 insurers · 0 lapsesInsurer churn

Truck Exchange’92–’96

Ranger Ins’96–’07

United States’07–’12

Northbridge Commercial’12–’17

Northbridge General’17–’26

1992200120102019now

Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.

BIPD in force — $1,000,000 · ZURICH AMERICAN INSURANCE COMPANY · since May 2026

All 6 insurer eras · dates, limits, renewals

Insurer	Period	Limit	Renewals
ZURICH AMERICAN INSURANCE COMPANY	May 2025 → May 2026	$1M	1
NORTHBRIDGE GENERAL INSURANCE CORPORATION	May 2017 → May 2026	$1M	3
NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION	May 2012 → May 2017	$1M	3
UNITED STATES FIRE INSURANCE CO.	Apr 2007 → May 2012	$1M	1
RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.	Oct 1996 → Apr 2007	$1M	2
TRUCK INSURANCE EXCHANGE	Dec 1992 → Oct 1996	$1M	1