Asset-based
266 power units. Brokers price each fleet type apart.
Load decision · FMCSA snapshot · Jun 13, 2026
Clear under the current scoring — review the flagged signal below before loading.
Asset-based
266 power units. Brokers price each fleet type apart.
7.7 yr
Model years 2000–2025 · peer benchmark unavailable.
34 yr unchanged
Same registration since 1991 — no chameleon / reincarnation signal.
ELGIN MOTOR FREIGHT INC (USDOT 465197) has a Vektor safety score of 88/100 and a Clear to load verdict, from the carrier's FMCSA record refreshed Jun 13, 2026.
The carrier holds active common and contract for-hire operating authority per FMCSA L&I as of Jun 13, 2026.
It has an active BIPD insurance filing with a $1,000,000 limit in force from ZURICH AMERICAN INSURANCE COMPANY effective May 1, 2026 in FMCSA L&I's current snapshot as of Jun 13, 2026.
Its vehicle out-of-service rate was 9.8% over the last 24 months, versus the 22.26% CVSA national average, from FMCSA roadside-inspection data refreshed Jun 13, 2026.
The carrier received 77 roadside inspections in the last 24 months — 51 vehicle-level and 77 driver-level — across 11 states, according to FMCSA roadside-inspection data refreshed Jun 13, 2026.
The carrier has 4 reportable crashes in the last 24 months and 2 fatal crashes across the full FMCSA crash record available as of Jun 13, 2026.
It reports 266 power units and 256 drivers in its most recent MCS-150 filing dated Mar 6, 2025.
It has no FMCSA-assigned safety rating in the federal record refreshed Jun 13, 2026.
ELGIN MOTOR FREIGHT INC's USDOT number is 465197, and its motor carrier number is MC-244816.
As of Jun 13, 2026, ELGIN MOTOR FREIGHT INC is active in the FMCSA register with common, contract, broker operating authority on file.
ELGIN MOTOR FREIGHT INC has a 9.8% vehicle out-of-service rate (national average 22.26%) across 128 roadside inspections, with 4 reportable crashes in the last 24 months, and is not currently rated by FMCSA. Vektor's computed risk score is 88/100 (tier: clear).
ELGIN MOTOR FREIGHT INC operates 266 power units and 256 drivers per its most recent MCS-150 filing.
ELGIN MOTOR FREIGHT INC is based in LONDON, ON, with roadside inspections recorded across 11 states.
77 inspections · 24 mo · vs national benchmarks
Out-of-service rate· 24-mo cumulative · vs national
Vehicle OOS rate· vehicle OOS · vehicle-level inspections · 6-month trailing
Roadside inspection history· 24 charted calendar months · vehicle / driver level · any-OOS overlay
73 inspections in the charted months · busiest month Jun '25 · 8
Inspection coverage· expected vs observed · the fraud signal
How heavily FMCSA inspects this fleet for its size — it tells you how much to trust the safety signals above. Thin coverage on a young authority is a fraud signal nobody else surfaces.
Violation themes· decoded · grouped by BASIC
What this carrier actually gets cited for — FMCSA violation codes decoded into plain English, ranked by frequency.
Can they legally + adequately haul your load?
Operating authority· 49 CFR · per type
Operating authority
Insurance & bonds
Insurance adequacy· filed BIPD vs the $750K federal floor
Insurance continuity· insurer · policy · lapses
Shorter eras are too brief to label at this scale — all 6 insurers are named in the list below.
BIPD in force — $1,000,000 · ZURICH AMERICAN INSURANCE COMPANY · since May 2026
| Insurer | Period | Limit | Renewals |
|---|---|---|---|
| ZURICH AMERICAN INSURANCE COMPANY | May 2025 → May 2026 | $1M | 1 |
| NORTHBRIDGE GENERAL INSURANCE CORPORATION | May 2017 → May 2026 | $1M | 3 |
| NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION | May 2012 → May 2017 | $1M | 3 |
| UNITED STATES FIRE INSURANCE CO. | Apr 2007 → May 2012 | $1M | 1 |
| RANGER INS. CO./FAIRMONT SPECIALTY INS. CO. | Oct 1996 → Apr 2007 | $1M | 2 |
| TRUCK INSURANCE EXCHANGE | Dec 1992 → Oct 1996 | $1M | 1 |
VIN-decoded · NHTSA vPIC
Capacity· power units = haulable capacity; trailers are towed
Capacity is power units only — trailers are towed equipment and are never summed into a fleet-size figure.
Fleet age· model years · decoded VINs
Revealed by inspection density across 11 states · 24 mo
Operating footprint· revealed by roadside-inspection geography
Inspection density by state· each tile = a state · shade = inspections, last 24 mo
Affiliated entities & reincarnation signals · for review, not a verdict
No shared-VIN flow in the last 12 months
Shares a registration email domain with other carriers
Shares a company officer with other carriers
Capacity consistency· registered vs roadside-observed power units
Registered capacity materially exceeds what is observed roadside — the MCS-150 may be stale or the fleet under-utilized.
FMCSA census + L&I dossier
Location
Contact
Registration
Fleet (self-reported · MCS-150)
Daily-captured FMCSA licensing & insurance changes — monitored by Vektor
Federal record activity· monitored daily by Vektor
No licensing or insurance changes captured since Vektor began monitoring this carrier (June 2026). Quiet is usually good.
Verified broker, shipper & driver reviews — moderated
Be the first broker or shipper to rate ELGIN MOTOR FREIGHT INC. Reviews cover performance only — on-time delivery, payment speed, communication — and never affect the Vektor risk score.
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